TSC teachers under AON Minet medical insurance have until 31st January 2025 to update their dependants list. This is for those who want to add or remove dependants under the scheme.
Who is a Dependant?
A dependant under the scheme means an immediate family member covered by the policy. These are:
- Spouse (husband or wife)
- Children (up to four children)
Children are covered up to 18 years (or 25 years if in school). But there is no age limit for children with disabilities.
How to Update Dependants
Teachers who want to change their dependant details must log in to AON Minet portal and upload the required documents:
| Dependant Type | Required Documents |
|---|---|
| Spouse | Scanned copy of National ID and Marriage Certificate or Sworn Affidavit |
| Children (below 6 months) | Scanned copy of Birth Notification |
| Children (above 6 months) | Scanned copy of Birth Certificate |
If you don’t update dependants by 31st January 2025 the existing list will be used for the coverage period.
AON Minet for TSC Teachers
In January 2025, TSC renewed its contract with Minet Kenya Insurance Brokers Limited for another 2 years. This was after teachers were speculating to be moved to Social Health Authority (SHA). But Minet managed to negotiate an extension and teachers will not be moved.
TSC-Minet Medical Cover Breakdown
The AON Minet insurance scheme provides full medical cover to TSC employed teachers with different cover amounts based on job group.
1. Inpatient Coverage (Hospitalization)
Covers hospital stays, surgeries and specialized treatments such as:
✔ Doctor’s fees (consultations, surgery, anesthesia)
✔ ICU and HDU care
✔ Medications and lab tests
✔ Imaging (X-rays, MRI, CT scans)
✔ Chemotherapy, radiotherapy, specialized treatment
| Job Group | Inpatient Cover |
|---|---|
| Primary Teacher II (Grade B5) | Ksh1 Million |
| Chief Principal (Job Group D5) | Ksh3 Million |
2. Outpatient
Includes routine medical services such as:
✔ General doctor consultations
✔ Diagnostic tests and lab work
✔ Physiotherapy
✔ Chronic illness management (Diabetes, Hypertension)
✔ HIV/AIDS care (including ARVs)
| Job Group | Outpatient Cover |
|---|
| Primary Teacher II (Grade B5) | Ksh150,000 |
| Chief Principal (Job Group D5) | Ksh450,000 |
3. Maternity
Covers antenatal, delivery and postnatal for teachers and their dependants.
| Job Group | Maternity Cover |
|---|
| Primary Teacher II (Grade B5) | Ksh120,000 |
| Chief Principal (Job Group D5) | Ksh300,000 |
4. Dental and Optical
| Benefit | Coverage Amount |
|---|
| Dental | Ksh45,000 (tooth extractions, scaling, dentures, crowns) |
| Optical | Ksh60,000 (glasses, lenses, eye surgeries) |
5. Additional Benefits
- Emergency evacuation (road/air ambulance)
- International referrals for specialized care
- Terminal illness support (Cancer, Kidney failure, etc.)
- Rehabilitation for substance abuse and trauma
Who Is Covered and Who Isn’t?
Eligible:
- TSC employed teachers aged 18–65 years
- One registered spouse and up to four children
Not Eligible:
- Intern teachers
- Teachers on contract
Final Reminder: Update Dependants by 31st January
Update your dependants by 31st January 2025 to avoid any issues with medical services. To update, log in to AON Minet portal and upload the required documents.
This will ensure uninterrupted medical services for teachers across Kenya.